David Ragno

MS, CPCU, AAI – CEO & Partner

David began his career over 15 years ago at the carrier level with Travelers Insurance in Harford, Conn before joining Keyes in successive roles. Prior to becoming the CEO in June 2022, David held the role of Vice President Commercial Lines, doubling the size of the agency during his tenure. As CEO, David has set a strategic plan to expand the Keyes footprint nationally, establishing Keyes as the premier agency for commercial insurance as well as a great place to work. Driven by his passion for insurance and deal making, he is setting the example of winning business through structuring deals which benefit all parties while creating long lasting relationships. His motivation comes through “investing in the next generation of producers and leaders and seeing others win”. In addition to creating an empowered workforce at Keyes Coverage, David spends a significant amount of time giving back to the community through extensive work with substance abuse and children’s health organizations.

Greg Marsh

COO & Partner

Greg was born and raised in Brooklyn, NY and moved to Florida in 1976. As an agency principal for over 30 years, Greg has served on the National Advisory Councils for Hartford, Nationwide, Hanover, Travelers, FCCI, Zenith and Amtrust. Some of the best compliments he receives are from company underwriters. Many have stated “No one works harder for their clients, and we work with agents all over the State.” Greg sits on the Board of Directors Joe DiMaggio Children’s Hospital Foundation and is Co-Chair with Jeff Conine, former Florida Marlin, at The Conine Clubhouse.

Ryan Garzon

Business Development Director & Partner

Ryan is fascinated with business and deal making. After graduating from Binghamton University in 2008, Ryan moved from New York to Florida to begin his insurance career at Keyes Coverage. He has since become the top producing insurance agent at Keyes Coverage; acquiring partial ownership in the business, while also making significant investments in Commercial Real Estate and financing business segments. Ryan is focused on continuing to build new relationships, growing personally as an individual and in business. He empowers others to also break the mold and push beyond their own limiting paradigms.

Zachary Keyes

Claims Director & Partner

Zach was born into the business and began learning about insurance concepts while still in Elementary School. Zach’s career started with The Hartford Insurance Group after graduating from Syracuse University with a Bachelor of Science in Business Management. Zach worked in Hartford’s Baltimore office as the Select Commercial Division Head before being promoted to Hartford’s New York City office. He continued his career as a Middle Market and National Accounts Commercial Underwriter until returning to South Florida where re he founded and ran an insurance wholesaler with partners that specialized in harder-to-place, transactional accounts, mainly using Lloyds of London and other E&S Markets. In 2021 Zach returned to the family business, Keyes Coverage. Zach’s favorite part of the insurance industry is working directly with clients and solving problems.